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National Average APR¹

6.664%

See how our rates compare²:5.750% / 5.806%Rate/APR

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The nice things nice people say about us.

From first-time homebuyers to refinancing pros, supporting our clients in finding the right mortgage is what we do best. Find out how we’ve helped clients every step of the way, from start to finish.

I would like to say Daniel was great to have as my loan officer. He was understanding and quick to respond. Daniel was able to make things clear and s...

Wilber Huyke

Closed September 2025

Efficient, polite, straightforward. Very nice to work with. I would recommend them. They were very helpful. I am having true coming up with the necess...

michaelkraby

Closed September 2025

Leonard was amazing to work with! We had an intense approval process due to multiple people going in together on our home. Len went above and beyond t...

tot collier 2c

Closed September 2025

Len was very helpful! We had 5 buyers for our house and he took the time to make sure everything was organized and easy. It was a very smooth process....

Dani S

Closed September 2025

Dan made this process, which was my first time going through, a very smooth and stressless experience. He took his time to answer all my questions, so...

Tyler Amspacher

Closed August 2025

We had a great experience with Dan and everyone at Semper. Dan was always very quick to answer my calls, any questions, never made me feel like I was ...

Emily B

Closed July 2025

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Equal Housing Lender | © 2010-2025 Semper Home Loans, Inc. NMLS #1053 www.nmlsconsumeraccess.org

Semper Home Loans, Inc. is an Equal Opportunity Employer. Semper Home Loans, Inc does not discriminate on the basis of race, religion, color, sex, gender identity, sexual orientation, age, non-disqualifying physical or mental disability, national origin, veteran status or any other basis covered by appropriate law. All employment is decided on the basis of qualifications, merit, and business need.

Semper Home Loans, Inc. is an Equal Housing Lender. We do business in Accordance with Federal Fair Lending Laws. Under the Federal Fair Housing Act, it is illegal, on the basis of race, color, national origin, religion, sex, handicap or familial status (having children under the age of 18) to: Deny a loan for the purpose of purchasing, constructing, improving, repairing, or maintaining a dwelling or to deny any loan secured by a dwelling; or Discriminate in fixing the amount, interest rate, duration, application procedures, or other terms or conditions of such a loan, or in appraising property.

Licensed in the following states: AL, AZ, CA, CO, CT, DE, DC, FL, GA, IL, IN, IA, KS, LA, ME, MD, MA, MI, MT, NE, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WY

Rates are subject to change at any time and without notice. To ensure you have the latest rates, we update them in real-time.

Interest rates and APRs are for informational purposes and do not include all applicable fees. Your actual rate, payment, and costs may differ.

Semper Home Loans, Inc. does not charge an origination fee. The one-time cost shown include points/credits and third-party fees. An escrow deposit, pre-paid interest and other charges may be required depending on your situation.

Monthly payments do not include taxes and insurance premiums. Your actual monthly housing expenses will be higher.

¹ National average according to the latest survey of the nation’s largest mortgage lenders.

² Rate based on a $550,000 purchase price with a $120,000 down payment on a single family home, primary residence in 02907, with a 30-year fixed rate and a 780 FICO score. Actual rates may vary.

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