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Today, the national avg 30-year fixed
mortgage APR is 7.346*.

See how our
rates compare.

30-Year Fixed

Conventional

6.375%

/

6.375%

Rate / APR¹

The nice things nice people say about us.

From first-time homebuyers to refinancing pros, supporting our clients in finding the right mortgage is what we do best. Find out how we’ve helped clients every step of the way, from start to finish.

Cindy came highly recommended by a family member, and it became clear very early on why. She played an essential role in helping me purchase my grandm...

Nia M.

Closed February 2025

Eric and April were great to work with. I am a first time home buyer and they made the process very easy. Everything was explained clearly and they ma...

sgibson45

Closed

I had an amazing experience working with Dan Fogg as a first-time homebuyer. He was incredibly knowledgeable and made the entire loan process so much ...

Tracy E

Closed February 2025

The lender was extremely helpful in every step of the process. I had many complications with my first time home purchase but I was at ease having a le...

RichieGarcia98

Closed March 2025

Eric, April, Sean, & their whole team were great! They worked late nights to make sure we did not miss our closing date. They were available for all o...

m7juser

Closed March 2025

I’ll begin by saying that Len made the home buying process a breeze! He was transparent, knowledgeable, and always precise. His level of experience an...

Fraymi Beato

Closed March 2025

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Semper Home Loans
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Equal Housing Lender | © 2010-2025 Semper Home Loans, Inc. NMLS #1053 www.nmlsconsumeraccess.org

Semper Home Loans, Inc. is an Equal Opportunity Employer. Semper Home Loans, Inc does not discriminate on the basis of race, religion, color, sex, gender identity, sexual orientation, age, non-disqualifying physical or mental disability, national origin, veteran status or any other basis covered by appropriate law. All employment is decided on the basis of qualifications, merit, and business need.

Semper Home Loans, Inc. is an Equal Housing Lender. We do business in Accordance with Federal Fair Lending Laws. Under the Federal Fair Housing Act, it is illegal, on the basis of race, color, national origin, religion, sex, handicap or familial status (having children under the age of 18) to: Deny a loan for the purpose of purchasing, constructing, improving, repairing, or maintaining a dwelling or to deny any loan secured by a dwelling; or Discriminate in fixing the amount, interest rate, duration, application procedures, or other terms or conditions of such a loan, or in appraising property.

Licensed in the following states: AL, AZ, CA, CO, CT, DE, DC, FL, GA, IL, IN, IA, KS, LA, ME, MD, MA, MI, MT, NE, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WY

Rates are subject to change at any time and without notice. To ensure you have the latest rates, we update them in real-time.

Interest rates and APRs are for informational purposes and do not include all applicable fees. Your actual rate, payment, and costs may differ.

Semper Home Loans, Inc. does not charge an origination fee. The one-time cost shown include points/credits and third-party fees. An escrow deposit, pre-paid interest and other charges may be required depending on your situation.

Monthly payments do not include taxes and insurance premiums. Your actual monthly housing expenses will be higher.

*National average according to the latest survey of the nation’s largest mortgage lenders.

¹ Rate based on a $550,000 purchase price with a $120,000 down payment on a single family home, primary residence in 02907, with a 30-year fixed rate and a 780 FICO score. Actual rates may vary.

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