Low rates.
High savings.

Get your customized rate for free. No obligation.
No impact to your credit score. Get home, easy.

Today, the national avg 30-year fixed
mortgage APR is 7.044*.

See how our
rates compare.


30-Year Fixed

Conventional

6.250%

/

6.250%

Rate / APR1

The nice things nice people say about us.

From first-time homebuyers to refinancing pros, supporting our clients in finding the right mortgage is what we do best. Find out how we’ve helped clients every step of the way, from start to finish.

quote
I had an amazing experience working with Dan Fogg as a first-time homebuyer. He was incredibly knowledgeable and made the entire loan process so much ...
View More
rating

Tracy E

Closed February 2025

quote
The lender was extremely helpful in every step of the process. I had many complications with my first time home purchase but I was at ease having a le...
View More
rating

RichieGarcia98

Closed March 2025

quote
Eric, April, Sean, & their whole team were great! They worked late nights to make sure we did not miss our closing date. They were available for all o...
View More
rating

m7juser

Closed March 2025

quote
I’ll begin by saying that Len made the home buying process a breeze! He was transparent, knowledgeable, and always precise. His level of experience an...
View More
rating

Fraymi Beato

Closed March 2025

quote
Len was instrumental in making our dream of homeownership a reality. His knowledge, professionalism, and communication skills are top-notch. He guided...
View More
rating

Jonathan De Lara

Closed February 2025

quote
Eric and April made this process as smooth as possible and helped keep the stress of buying a home low. They communicated with us every step of the wa...
View More
rating

Chris Brodeur

Closed February 2025

View Rates

Purchase
Refinance

Get The App

Semper Home Loans, Inc.  Business Review

Semper Home Loans
© 2024 All rights reserved.

Equal Housing Lender | © 2010-2025 Semper Home Loans, Inc. NMLS #1053 www.nmlsconsumeraccess.org

Semper Home Loans, Inc. is an Equal Opportunity Employer. Semper Home Loans, Inc does not discriminate on the basis of race, religion, color, sex, gender identity, sexual orientation, age, non-disqualifying physical or mental disability, national origin, veteran status or any other basis covered by appropriate law. All employment is decided on the basis of qualifications, merit, and business need.

Semper Home Loans, Inc. is an Equal Housing Lender. We do business in Accordance with Federal Fair Lending Laws. Under the Federal Fair Housing Act, it is illegal, on the basis of race, color, national origin, religion, sex, handicap or familial status (having children under the age of 18) to: Deny a loan for the purpose of purchasing, constructing, improving, repairing, or maintaining a dwelling or to deny any loan secured by a dwelling; or Discriminate in fixing the amount, interest rate, duration, application procedures, or other terms or conditions of such a loan, or in appraising property.

Licensed in the following states: AL, AZ, CA, CO, CT, DE, DC, FL, GA, IL, IN, IA, KS, LA, ME, MD, MA, MI, MT, NE, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WY

Rates are subject to change at any time and without notice. To ensure you have the latest rates, we update them in real-time.

Interest rates and APRs are for informational purposes and do not include all applicable fees. Your actual rate, payment, and costs may differ.

Semper Home Loans, Inc. does not charge an origination fee. The one-time cost shown include points/credits and third-party fees. An escrow deposit, pre-paid interest and other charges may be required depending on your situation.

Monthly payments do not include taxes and insurance premiums. Your actual monthly housing expenses will be higher.

*National average according to the latest survey of the nation’s largest mortgage lenders.

1 Rate based on a $550,000 purchase price with a $120,000 down payment on a single family home, primary residence in 02907, with a 30-year fixed rate and a 780 FICO score. Actual rates may vary.

Apple and the Apple logo are trademarks of Apple Inc. registered in the U.S. and other countries. App Store is a service mark of Apple Inc.

Wear OS by Google and Google Play are trademarks of Google LLC.